Targeted Lending

Flexible, low-interest loans to get your project off the ground and speeding forward.

When you’re developing real estate, a temporary cash shortfall can create a costly delay. HDC Community Fund provides short-term liquidity to sponsors of affordable housing and community-facility developments, with loans that help lift projects across early development thresholds and leverage major investments.

Because HDC Community Fund is a certified nonprofit community development financial institution (CDFI) and an affiliate of Housing Development Center, our underwriters say “yes” when conventional lenders say “no.” We use low-cost capital and deep market knowledge to offer our borrowers low interest rates, flexible terms, and quick turnarounds.

Applying for a loan is easy. Download our term sheet to learn more about our loan products, terms, and eligibility requirements. Then give us a call!


→ Fund early project costs such as feasibility assessment, land acquisition, and predevelopment work.

→ Fill short-term gaps in construction financing.

→ Leverage private acquisition or bridge financing.

Contact our Staff

Joni Hartmann

Joni Hartmann
HDC Community Fund Executive Director