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    <loc>https://www.hdc-nw.org/news-and-updates</loc>
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    <lastmod>2025-12-18</lastmod>
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    <loc>https://www.hdc-nw.org/news-and-updates/2026/03/10/vacancy-rates-are-a-sign-that-old-assumptions-dont-match-current-realities</loc>
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    <lastmod>2026-03-11</lastmod>
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      <image:title>News &amp; Updates - Vacancy rates are a sign that old assumptions don’t match current realities—and that’s a solvable problem.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2026/03/10/why-are-some-rent-restricted-units-vacant-during-a-housing-crisis</loc>
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    <lastmod>2026-03-12</lastmod>
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      <image:title>News &amp; Updates - Why are (some) rent-restricted units vacant during a housing crisis? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News &amp; Updates - Why are (some) rent-restricted units vacant during a housing crisis? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News &amp; Updates - Why are (some) rent-restricted units vacant during a housing crisis? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/12/17/12-things-we-are-grateful-for-2025</loc>
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    <priority>0.5</priority>
    <lastmod>2026-01-08</lastmod>
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      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>Berry Ranch Apartments. Photo by Brian Davies.</image:caption>
    </image:image>
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      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>Left: Mary-Rain O’Meara. Right: Terri Silvis.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/267de92b-d251-4b6a-9a90-218fa5c783aa/Artboard+1.png</image:loc>
      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>NAYA’s Tistilal Village. Photo by Josh Partee.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/3a4db152-fb1d-405d-ad47-a0b0c92a54f1/Artboard+1.png</image:loc>
      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>The grand opening of Macdonald Residence’s new elevator.</image:caption>
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      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>The 2026 HECBS cohort met at Meyer Memorial Trust headquarters in September.</image:caption>
    </image:image>
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      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>Left: Maryam Ashaiji Hill. Right: Holly Benelli.</image:caption>
    </image:image>
    <image:image>
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      <image:title>News &amp; Updates - 12 Things We Are Grateful For - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/11/18/never-let-a-crisis-go-to-waste</loc>
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    <priority>0.5</priority>
    <lastmod>2025-11-19</lastmod>
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      <image:title>News &amp; Updates - Message From Traci: Never Let a Crisis Go to Waste</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/10/13/hdc-welcomes-holly-benelli</loc>
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    <priority>0.5</priority>
    <lastmod>2025-11-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ee798f72-30c5-4ee8-81a1-b7641ba59d76/Holly+750x1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Holly Benelli as Senior Asset Management Project Manager!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/10/01/blackberry-hill-apartments-won-the-golden-hammer-award</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1747934581292-UCR5B48WMW9TW88MA30O/Blackberry+Hill+aerial+-+web+-+Credit+Jason+Kaplan+Photography.jpg</image:loc>
      <image:title>News &amp; Updates - The Blackberry Hill Apartments won the Golden Hammer Award!</image:title>
      <image:caption>Building on a steeply sloping site was a challenge; but the payoff is a building where residents enjoy beautiful views overlooking a protected natural area. Photo by Jason Kaplan, courtesy of Capri Architecture.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/09/debbie-page-is-a-star-player</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-01</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/c686286d-3ab0-4c5a-a1e8-01111e917d14/Debbie+and+Travis+at+Berry+Ranch.jpg</image:loc>
      <image:title>News &amp; Updates - Debbie Page is a Star Player!</image:title>
      <image:caption>HDC Construction Project Manager Debbie Page (right) with Director of Real Estate Development Travis Phillips at the Berry Ranch construction site in July.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/09/08/hdc-prepares-to-deploy-sb-51-funds-to-stabilize-properties</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-03-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/317303e6-83d5-4e24-b824-f61371f2dd48/SB+51+screenshot+600.png</image:loc>
      <image:title>News &amp; Updates - Message From Traci: HDC prepares to deploy SB 51 funds to stabilize properties.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/09/09/check-out-the-panels-and-trainings-we-have-lined-up-for-you-at-housing-oregon-sept-24-25-6thte-y99bw</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
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      <image:title>News &amp; Updates - We’ll see you at the Housing Oregon Conference on Sept. 15-16! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/07/23/hdc-welcomes-maryam-alshaiji-hill</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/704c0691-5c0a-4d7d-81f7-3d06124e57ed/Maryam+Website+Sized+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Maryam Alshaiji Hill as Associate Asset Management Project Manager!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/06/24/mft-we-dont-give-up</loc>
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    <priority>0.5</priority>
    <lastmod>2025-06-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/2b548cf3-75be-484f-8239-b01fc234f5a4/CherylJuettenPhoto-NWLP-SmithTower-2025-0050.jpg</image:loc>
      <image:title>News &amp; Updates - Message From Traci: We Don't Give Up - Make it stand out</image:title>
      <image:caption>From left, Manor Management president Greg Franks, Mid-Columbia Manor president Roy Brannam, and Smith Tower administrator Michelle Arevalos. Photo by Cheryl Juetten, courtesy of Northwest Labor Press.</image:caption>
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      <image:title>News &amp; Updates - Message From Traci: We Don't Give Up - Make it stand out</image:title>
      <image:caption>Smith Tower plaque. Photo by Cheryl Juetten, courtesy of Northwest Labor Press.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/06/25/seven-culturally-specific-organizations-prepare-for-their-journeys-as-housing-owners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-18</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/19fc3f83-650b-4f8c-a157-d90c51d99e8a/IMG_4976+cropped.jpeg</image:loc>
      <image:title>News &amp; Updates - Seven culturally specific organizations grow their knowledge of affordable housing ownership—together. - Make it stand out</image:title>
      <image:caption>Staff from Self Enhancement Inc. and Immigrant and Refugee Community Organization (IRCO) chat during a break at the June 4 HECBS kick-off session.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/04/28/mft-urge-oregon-legislators-to-invest-in-preservation-in-2025-ggesj</loc>
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    <priority>0.5</priority>
    <lastmod>2025-06-26</lastmod>
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      <image:title>News &amp; Updates - Message From Traci: Urge Oregon legislators to invest in preservation in 2025. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/04/26/how-can-asset-managers-be-a-bridge-xzg53</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/8c1334f0-4687-4311-acf6-16cd128ef212/Cooperation+3+people.png</image:loc>
      <image:title>News &amp; Updates - How can asset managers be a bridge between property management and resident services?&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/3/3/12-things-developers-and-asset-managers-can-do-together-to-create-operationally-resilient-properties-emrgf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/02/27/mft-diversity-equity-and-inclusion-strengthen-our-communities-63xkj</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-26</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d14c9bf3-18e1-4724-9fa0-1a4bb6f391b8/Diverse+group+of+people+rainbow+wash+2.png</image:loc>
      <image:title>News &amp; Updates - Message From Traci: Diversity, equity, and inclusion strengthen our communities and allow all of us to thrive. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2025/1/3/what-makes-nueva-esperanza-special</loc>
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    <priority>0.5</priority>
    <lastmod>2025-01-03</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/12/19/12-reasons-why-2024-was-a-year-to-cheer</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-12-20</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/6e9219d1-6f70-4976-9e50-91d4720afa22/Smith+Tower.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Local communities built climate resiliency.</image:title>
      <image:caption>No, they’re not sounds you make after drinking a carbonated beverage. GRRP and CREP are federally funded programs that can help communities address energy efficiency and climate resiliency. With our clients we leveraged GRRP funds to energy-retrofit the Smith Tower senior housing community in Vancouver and used a CREP grant to install a solar array and battery storage system at the Gloria Center (see below) in The Dalles. These funding wins are benefiting vulnerable community members, while leading the way to bring more climate-resiliency investments to our region. At left: Fifty-eight-year-old Smith Tower, undergoing preservation by Manor Management, can look forward to enjoying many more decades of useful and energy-efficient life. (Photo courtesy of MWA Architects.)</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/21b82f6d-0467-4e61-b590-5586444c46f7/Blackberry+Hill+Apartments+aerial+-+Credit+Jason+Kaplan+Photography.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Our partners placed four high-impact developments in service.</image:title>
      <image:caption>With support from HDC project managers… Salem Housing Authority leased up 60 permanent supportive housing (PSH) units to people exiting homelessness at Sequoia Crossings in Salem. Mercy Housing Northwest opened 100 affordable homes and PSH units to families and individuals at Mercy Greenbrae in Lake Oswego. Northwest Coastal Housing completed construction of 11 more homes at the Blackberry Hill Apartments in Toledo. Mid-Columbia Community Action Council and its service partners opened their doors to clients living in Hood River, Wasco, and Sherman counties at the Gloria Center. At right: The Blackberry Hill Apartments offers preference to veterans at risk of homelessness. (Photograph by Jason Kaplan, courtesy Capri Architecture.)</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/8da370bf-f495-496f-ab0c-39447aadbb58/AMS%2B+graphic.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Oregon asset managers enrolled in a new online training program, plus…</image:title>
      <image:caption>Question: What’s better than earning your Asset Management Specialist (AMS) certificate? Answer: Earning it with the support of HDC’s Kimberly Taylor and a regional cohort of peers. That’s the “plus” in AMS+ Oregon, a 2024 training program that empowered 29 participants grow their asset management knowledge and skills. Its success pushed HDC and our Baltimore-based partner and program sponsor, Consortium for Housing and Asset Management (CHAM), to open enrollment for AMS+ West Coast.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/24ce8eed-0fed-4843-93f9-2f85f270871a/034+Reduced+Web+HDC+Event+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Culturally specific housing providers voiced ideas for structural capacity-building solutions.</image:title>
      <image:caption>With support from HDC’s asset management team, four housing organizations serving Latinx, Native, and immigrant communities—the pilot cohort of the Housing Equity Capacity Building Strategy program—met throughout 2024. Participants identified systems barriers to organizational growth and portfolio longevity and posed potential solutions. Convening funders joined to listen and learn. The work surfaced collective insights and laid groundwork for a continuing conversation.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/8886dce4-11e4-4c77-811e-1c8148de117b/SHA+Award+Team.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Our project teams demonstrated excellence in affordable housing development.</image:title>
      <image:caption>They poured their hearts into improving outcomes for people and communities in Oregon. The teams behind Yaquina Hall, Centennial Place, Harvey Rice Heritage, Colonia Paz II, and Good Shepherd Village were recognized with local and national honors in 2024. Their praiseworthy achievements ranged from high-impact historic preservation to community-engaged design. At left: Our friends at Salem Housing Authority accepted the Novogradac award for Historic Rehabilitation Residential Development That Best Exemplifies Major Community Impact.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/fb486c63-8417-49d8-b4a2-0a597f61a229/Housing+OR+Industry+Support+Conference_2023_KLiK+Concepts_Waltz.Kenton-384.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - We learned together—and added resources to HDC’s free training library.</image:title>
      <image:caption>Every year, HDC staff take time outside their regular duties to show up in force at the Housing Oregon conference, Oregon’s biggest affordable housing event. For our team, it’s a chance to learn, network, and advance our mission by responding to our partners’ information needs. This year, HDC staff led training sessions and panel discussions packed with practical insights and tips on crafting an early financial pro forma, developing operationally resilient properties, and other topics. Recordings are available year-round on our website and Housing Oregon’s YouTube channel.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/efac4fda-e993-40fe-9258-a987c9ac4e56/GE+II.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - An OCF impact investment gave HDC Community Fund borrowers more access to capital.</image:title>
      <image:caption>HDC Community Fund’s flexible short-term loans help affordable housing developments in Oregon and southwest Washington get off the ground and leverage bigger investments. But our lending team can’t meet this need without the partnership of mission-aligned investors. This year, an award of $750,000 in low-interest funds from Oregon Community Foundation’s Oregon Impact Fund strengthened HDC Community Fund’s capacity to provide larger-sized loans and to help more of our nonprofit partners achieve their goals. At left: An HDC Community Fund predevelopment loan helped Northwest Coastal Housing deliver the Golden Eagle II preservation project.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/92bd44c6-8524-48f4-8d51-8e51b476ddc6/Natalie+750x1000+by+Jodhi+Mather-Pike+with+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Our asset management team got bigger and better.</image:title>
      <image:caption>With Natalie Thornton on board, our asset management team has more creativity and know-how than ever to support our clients’ needs—and enough people to play foursquare for the first time in history. Natalie brings direct experience overseeing the housing portfolios of multiple local nonprofit owners. Learn more about Natalie and what motivates her to do this work.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/fb4e51f1-33c0-462f-941c-3b3601561b77/MHAAO+Clients+on+red+background.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Seven Oregon project teams boosted their readiness to support people exiting homelessness.</image:title>
      <image:caption>The Oregon Supportive Housing Institute empowers owner-developers to use available resources and best practices to support housing stability for people experiencing homelessness. HDC’s Shauna Childress and Julie Proksch participated in the five-month training program as members of New Narrative’s Henry Street Apartments team and Mental Health and Addiction Association of Oregon’s Alyssa Daye Gardens team. (Our staff have participated in every cohort since the program was launched in 2018.) With five other Oregon teams, they emerged better prepared to achieve their project goals. At left: A family served by Mental Health and Addiction Association of Oregon’s programs.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0ff54955-bb91-4e3e-87ad-7a069bfc49ea/Wooden+Houses+Bag+of+Money+for+SS.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - The RLRA Risk Mitigation Program delivered on its promise.</image:title>
      <image:caption>RLRA vouchers help cover rent costs for individuals and families at high risk of homelessness in Clackamas, Multnomah, and Washington counties. Since 2023 the RLRA Risk Mitigation Program, administered by HDC, has offered financial incentives to make it easier for landlords and tenants to make use of RLRA vouchers. We saw a big uptick in awareness and usage of the Risk Mitigation Program in 2024—a win for RLRA voucher holders and for everyone who cares about ending homelessness in our region.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/224fbf0a-eee6-46bb-8261-6f256d6aa856/PAMWG+Award.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Our champion PAMWG team fostered collaboration and peer learning.</image:title>
      <image:caption>Every month on Zoom, the HDC-facilitated Property and Asset Management Working Group (PAMWG) connects asset managers from 35+ housing authorities and affordable housing organizations across Oregon. PAMWG’s leaders, HDC’s Liz Winchester and Kimberly Taylor (KT), are dedicated to building asset management capacity and excellence. They were recognized for their valued efforts this year with Housing Oregon’s Asset Champion Award.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/a677bbe9-62a2-4068-94f7-322e97dd0734/IMG_2237.jpeg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Our clients did inspiring work.</image:title>
      <image:caption>Nothing brings us joy and gratitude more than working with our amazing clients—people and organizations who pursue life-changing, history-bending missions with creativity and determination. In 2024, we had the privilege to provide development and asset management services to more than 30 community-based housing providers. Check out the full list, and see our special shout-outs to our housing authority and rural partners.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/b90b8452-b732-4810-82c5-71acc17c33b1/People+Courts+New+Years+Staff+Party+1.24.24.jpg</image:loc>
      <image:title>News &amp; Updates - 12 Reasons Why 2024 Was a Year to Cheer - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/12/17/and-the-awards-go-to-our-amazing-project-teams</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/b0878d46-5e0c-4bad-91b1-27864fe3743a/Novogradac+Historic+Rehab+Award+Yaquina+Hall.jpg</image:loc>
      <image:title>News &amp; Updates - And the awards go to...our amazing project teams.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/12/17/enrollment-is-open-for-ams-plus-west-coast</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1734464583874-MFLWMM3AOISKA7BWEKEM/AMS%2B+West+Coast+Promo.png</image:loc>
      <image:title>News &amp; Updates - Enrollment is open for AMS+ West Coast!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/12/16/hdc-welcomes-natalie-thornton-as-sr-asset-managment-project-manager</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1be439eb-cdda-494d-8644-2c1ae800595d/Natalie+750x1000+by+Jodhi+Mather-Pike+with+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Natalie Thornton as Senior Asset Management Project Manager!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/11/21/mft-rural-housing-providers-stretch-farther</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/082d8490-9a4d-4702-a101-44182f72fea2/Bremik-GloriaCenter-DPapazian-2000px.jpg</image:loc>
      <image:title>News &amp; Updates - Message From Traci: Rural housing providers stretch farther—and cooperate creatively—to serve vulnerable residents. - Make it stand out</image:title>
      <image:caption>The Gloria Center, developed by Mid-Columbia Community Action Council in the Dalles, is a social-service hub for Wasco, Hood River, and Sherman counties.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/11/20/building-an-early-phase-development-pro-forma</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0ca5c0d1-3d00-420b-9569-9eff3ba29fba/Pro+Forma+Main+Graphic.jpg</image:loc>
      <image:title>News &amp; Updates - How to Build an Early Affordable Housing Development Pro Forma: 5 Tips Organizational Decision-Makers Can Use - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/64a4068e-a84e-4f9f-bb47-d1b1f932dd06/proforma+clip.png</image:loc>
      <image:title>News &amp; Updates - How to Build an Early Affordable Housing Development Pro Forma: 5 Tips Organizational Decision-Makers Can Use - Make it stand out</image:title>
      <image:caption>Use the “pro forma template” link below to access the Excel workbook shown in this screen shot.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/11/13/thank-you-enterprise</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1d7118ec-32a8-406c-b0cc-2d855a7f13ad/Thank+You.png</image:loc>
      <image:title>News &amp; Updates - Thank you, Enterprise, for supporting HDC’s Build the Bench campaign! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/11/12/pamwg-asset-champion-award</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0d5352f3-0a74-40e9-bc20-dea50536acb4/PAMWG+Award+-+Housing+Oregon+2024.jpg</image:loc>
      <image:title>News &amp; Updates - HDC's PAMWG team wins Housing Oregon's 2024 Asset Champion Award! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/09/12/mft-oregons-housing-authorities-are-indispensable-and-inspiring-tm5f8</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-11-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/df92fa3e-4e77-45ff-94a3-448679afac65/HA+Collage-01.png</image:loc>
      <image:title>News &amp; Updates - Message From Traci: Oregon's housing authorities are indispensable and inspiring. - Make it stand out</image:title>
      <image:caption>Housing authority development projects assisted by HDC, clockwise from top row, center: Linn-Benton Housing Authority’s Garden View Apartments; young resident of Salem Housing Authority’s Parkway Village; Housing Authority of Clackamas County’s Hillside Manor; Housing Authority of Yamhill County’s Deskins Commons; Salem Housing Authority’s Yaquina Hall and (top left) Robert Lindsey Tower.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/09/09/check-out-the-panels-and-trainings-we-have-lined-up-for-you-at-housing-oregon-sept-24-25-6thte</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-08-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/4acdb079-6d8a-4dab-9b6b-a0e59a47a7b6/See+you+at+the+conference+graphic.png</image:loc>
      <image:title>News &amp; Updates - Check out the panels and trainings we have lined up for you at Housing Oregon Sept. 24-25! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/06/28/hdc-partners-win-djc-top-projects-awards</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-09</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/743fee8b-5784-4bdc-a765-41265cdf6169/DJC+TOP+PROJECT+-+Centennial.jpg</image:loc>
      <image:title>News &amp; Updates - Three HDC project teams win DJC Top Projects Awards! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/06/27/oregon-needs-a-permanent-funding-source-for-affordable-housing-preservation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/246a956f-28e9-45cf-b50b-7e4e110fb148/Window+replacement+2000px.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: Oregon needs a permanent funding source for affordable housing preservation. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/02/24/thank-you-to-our-fall-and-winter-donors-r88ep</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-06-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ccafe933-f371-4d2a-9718-60afe25e429d/thank+you+card+2000px.jpg</image:loc>
      <image:title>News &amp; Updates - Thank you to our fall and winter donors and new impact investor! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/02/22/treacherous-operating-conditions-threaten-lasting-impacts-if-we-dont-act-fcpcf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/eb46397a-7f8b-4ea9-91ea-314f8614fac0/3+Buildings+Falling+on+Running+Man.png</image:loc>
      <image:title>News &amp; Updates - Message From Traci: Treacherous operating conditions threaten lasting impacts if we don’t act. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/02/20/operating-conditions-are-worse-than-anyone-projected-lk7rf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/23fea900-2640-4051-b406-3788e91c7c1f/Illo+of+house+and+person+distraught+about+costs+cropped.png</image:loc>
      <image:title>News &amp; Updates - Operating conditions are worse than anyone projected. Affordable housing properties are not set up to adjust. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/43e840ab-7c30-4414-bef9-43b3bbaadfff/Marion+County+graph.png</image:loc>
      <image:title>News &amp; Updates - Operating conditions are worse than anyone projected. Affordable housing properties are not set up to adjust. - Make it stand out</image:title>
      <image:caption>Operating expenses for an average 50-unit apartment building in Marion County reached $332,500 in 2022—up 53% since 2015, or more than double the expected increase, assuming 3.0% annual growth.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/02/15/sequoia-crossings-opens-to-residents-3z2bs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-02-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/5e599c31-b799-4c24-bdd1-2fec074bf7d6/IMG_2239.jpeg</image:loc>
      <image:title>News &amp; Updates - Sequoia Crossings opens to residents! Watch the video. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0a71f547-c477-46bd-8442-03e62036148a/IMG_2233.jpeg</image:loc>
      <image:title>News &amp; Updates - Sequoia Crossings opens to residents! Watch the video. - Make it stand out</image:title>
      <image:caption>HDC staff with SHA Executive Director Nicole Utz (second from right) at the grand opening.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2024/02/10/750k-capital-award-from-ocf-will-help-hdc-community-fund-make-larger-loans-3z2bs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-02-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1702237359565-I7HIXMD96WWLMGB7LWJY/ColoniaPazEdit+007+rd.jpg</image:loc>
      <image:title>News &amp; Updates - A $750,000 capital award from OCF will help HDC Community Fund provide larger loans. - Make it stand out</image:title>
      <image:caption>Farmworker Housing Development Corporation’s Colonia Paz II opened to residents in Lebanon, Oregon, in 2023. It is one of 27 affordable housing communities and mixed-used developments that have been developed with the support of HDC Community Fund loans.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/12/16/7-things-were-grateful-for-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-02-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/730f1692-c896-4ccb-a382-33fa2f9312f8/Ribbon+crop.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - Our rural partners delivered housing and services to small communities from Oregon’s dry side to the coast.</image:title>
      <image:caption>Mid-Columbia Community Action Council serves Hood River, Wasco, and Sherman counties. Horizon Project Inc. operates in Pendleton, Hermiston, and Milton-Freewater. Like many rural nonprofits, they work across large geographic areas to meet the needs of underserved Oregonians. In 2023, HDC supported these and other rural organizations to reach their goals, from sustaining large and growing housing portfolios to building a pathbreaking navigation center and emergency shelter. At left: The team from Northwest Coastal Housing celebrated the grand re-opening of the Golden Eagle II apartments in Tillamook in October.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/32e2a8b6-28b6-40ec-86b0-dedfae78a60a/Centennial+Place+Resident+Portrait_02+rd.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - HDC project teams opened 700 affordable homes to residents.</image:title>
      <image:caption>When construction ends and residents move into their new and refurbished homes, a years-long affordable housing development project achieves its purpose. HDC project teams brought 10 developments across this all-important milestone in 2023—events we celebrated at grand openings all year long. Each development has its own unique story; see the full list of 10 projects. At right: A resident family joined a fall photo shoot at Cascadia Health’s newly opened Centennial Place. (Photograph by Michelle O’Shea.)</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1702493515837-XI83SCH675L94K6WQBLX/034+Large+Web+HDC+Event+by+Erica+J+Mitchell+Photographer+034.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - Rural and culturally specific housing providers built capacity and shined a light on systems barriers.</image:title>
      <image:caption>HDC is excited to be a partner in a new capacity-building program funded by OHCS and Meyer Memorial Trust, which is supporting four Oregon organizations to grow and sustain healthy housing portfolios—and to identify and work through systems barriers. Our staff is providing technical assistance to participating teams as they define pathways to achieve big organizational goals. At left: Teams from Hacienda CDC, NAYA Family Center, Bienestar, and Farmworker Housing Development Corporation met for a full-day work session in October.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/e855a7e6-54e6-407b-8dcf-f7049540961c/Mercedes+and+Sam.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - Two creative and courageous leaders joined our board.</image:title>
      <image:caption>Collectively, our two newest board members bring passion for positive change and deep experience in community organizing, housing policy, and land use policy to HDC’s governing body. We are thrilled that Mercedes Elizalde, director of advocacy at Latino Network, and Sam Diaz, executive director of 1000 Friends of Oregon, are part of our organizational leadership.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/b0bb3127-d6b8-4af4-be60-d29b9ab3be93/Traci_HO_2023_KLiK+Concepts_Waltz.Kenton-396+reduced.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - The largest-ever Housing Oregon conference fueled our passions.</image:title>
      <image:caption>We connected with new and familiar faces. We came away with fresh ideas and inspiration. And we presented trainings on topics from Development 101 to financing and operating permanent supportive housing. We’re still catching up with the wealth of recorded sessions on Housing Oregon’s YouTube channel—and we’re already starting to plan for next year. At left: HDC Executive Director Traci Manning, Director of Real Estate Development Travis Phillips, and other staff collaborated to present a three-part Development 101 workshop. (Photograph courtesy of Housing Oregon.)</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0ff54955-bb91-4e3e-87ad-7a069bfc49ea/Wooden+Houses+Bag+of+Money+for+SS.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - It got easier for metro-area landlords to rent homes to residents at risk of homelessness.</image:title>
      <image:caption>Regional long-term rent assistance (RLRA) vouchers help individuals and families at high risk of homelessness in the Portland-metro area pay their rent. The RLRA Risk Mitigation Program provides a financial incentive to landlords who rent to RLRA-assisted residents. HDC partnered with Clackamas, Washington, and Multnomah counties this year to launch and manage the RLRA Risk Mitigation Program—and lower housing barriers for vulnerable residents.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/c752d1e2-f73f-41b2-a660-77f7dac6b1f1/MCCAC+Nav+Center+groundbreaking+-+Lynn+and+Kenny.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - We connected and collaborated with an amazing circle of clients, partners, and friends.</image:title>
      <image:caption>We’re grateful for all the people in HDC’s extended work community who bring purpose to the great things we do together. That includes you. Thank you. At left: HDC Senior Construction Project Manager Lynn Lindgren and Mid-Columbia Community Action Council Executive Director Kenny LaPoint celebrated the groundbreaking of The Gloria navigation center and shelter in The Dalles in March.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/3754d4b3-737c-48e2-b93d-60f36fd378ec/Staff+Collage.jpg</image:loc>
      <image:title>News &amp; Updates - 7 Things We're Grateful For - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/12/15/celebrating-a-year-of-grand-openings</loc>
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    <priority>0.5</priority>
    <lastmod>2023-12-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/111077a9-ddc9-439d-9e26-41f9031e0bcb/Grand+Openings+Montage1600.jpg</image:loc>
      <image:title>News &amp; Updates - Celebrating a Year of Grand Openings!</image:title>
      <image:caption>Clockwise from upper right: Centennial Place, Colonia Paz II, Yaquina Hall, Douglas Fir Apartments.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1702093948433-M7Q5Q7JU3YEFO221KV4O/Centennial-JoshPartee-9593-rd.jpg</image:loc>
      <image:title>News &amp; Updates - Celebrating a Year of Grand Openings! - Centennial Place</image:title>
      <image:caption>At Centennial Place, a U-shaped building wraps around a private courtyard with a play area for children. Photo by Josh Partee.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1702237361807-WP5XCOCEHILXTP1HJ2JS/ColoniaPazEdit+010+rd.jpg</image:loc>
      <image:title>News &amp; Updates - Celebrating a Year of Grand Openings! - Make it stand out</image:title>
      <image:caption>Colonia Paz II has plenty of amenities for families with children.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/e0619ac5-127c-4f85-a439-226f63c23710/20205_Nueva+Esparanza_s03_Greenspace_v004_Exposure.jpg</image:loc>
      <image:title>News &amp; Updates - Celebrating a Year of Grand Openings! - Make it stand out</image:title>
      <image:caption>A rendering of Nueva Esperanza shows the development’s central paseo as it will look when landscaping has filled in.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/12/13/housing-providers-shine-a-light-on-systems-barriers-as-a-new-capacity-building-effort-digs-in</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-02-10</lastmod>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
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      <image:title>News &amp; Updates - Housing providers shine a light on systems barriers as a new capacity-building effort digs in.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/10/30/message-from-traci-predictability-and-coordination-are-keys-to-boosting-housing-production-4gxcw</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-11-01</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/a28562a8-f227-444c-ab65-f5d13d7bbb41/Predictability+-+path+marked+with+flags.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: Predictability and coordination are keys to boosting housing production. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/10/29/two-very-different-developments-combined-in-one-project-provide-93-deeply-affordable-homes-t9z8he</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2023-12-14</lastmod>
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      <image:title>News &amp; Updates - Two very different developments, combined in one project, provide 93 deeply affordable homes. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/09/15/connect-with-the-hdc-team-at-housing-oregon-2023-wr2nm</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-30</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/f08725b3-76b0-40b6-8f29-4b6b22d8ca0b/See+you+at+the+conference+graphic.png</image:loc>
      <image:title>News &amp; Updates - Connect with the HDC team at Housing Oregon 2023! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/09/05/learn-about-the-rlra-rmp-at-two-industry-conferences</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-11-09</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/08/31/message-from-traci-lets-work-together-to-see-homelessness-for-what-it-is-tt9r-yfkls</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-02-25</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/8a5d62cb-ebe4-4479-828b-0025c9469398/broekn+safety+net+image.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: Let's work together to see homelessness for what it is, and to end it. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/08/17/new-financial-incentive-helps-metro-area-landlords-rent-to-residents-at-risk-of-homelessness</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/63755cf1-c12b-4520-a049-10083eeaa93e/house-coins+image+reduced.jpg</image:loc>
      <image:title>News &amp; Updates - A new financial incentive helps metro-area landlords rent to residents at risk of homelessness.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/06/07/message-from-traci-theres-time-to-take-bold-aim-at-oregons-housing-crisis-tt9r</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/7b4ca339-4c30-4d5d-8ac0-19b4b8ee51fb/housing+legislation+image.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: There’s time to take bold aim at Oregon’s housing crisis. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/06/06/mercedes-3ly7nelizalde-and-sam-diaz-join-hdcs-board-of-directors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/3e98a46e-560f-4a63-a676-939db271d634/Mercedes+and+Sam.png</image:loc>
      <image:title>News &amp; Updates - Mercedes Elizalde and Sam Diaz join HDC’s board of directors!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/05/10/hdc-welcomes-jake-kirsch-as-asset-management-project-manager</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-08</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/6a40fc85-3021-4368-aa0d-7637c953a81b/Jake+750x100+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Jake Kirsch as Asset Management Project Manager!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/03/23/message-from-traci-stepping-out-of-our-silos</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/8f8b91bd-0593-4e49-aecb-e47fa88068d5/collaboration.png</image:loc>
      <image:title>News &amp; Updates - Message from Traci: Stepping Out of Our Silos - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/03/13/what-development-teams-can-learn-from-asset-managers-part-3-m2sdr-l765k</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2023/03/12/what-development-teams-can-learn-from-asset-managers-part-2-m2sdr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/01/12/8-ways-to-celebrate-dr-kings-birthday-gr2l-l38tb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/c9f4d9a1-0887-476b-a8e3-8235ea87227f/MLK+quote.jpg</image:loc>
      <image:title>News &amp; Updates - 8 Ways to Celebrate Dr. King’s Birthday in Oregon</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/01/10/hdc-welcomes-aminata-diagne-as-construction-project-manager-gr2l</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-01-13</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/81c48397-de35-4364-81e6-139ef56dc2b6/Aminata+750+x+1000.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Aminata Diagne as Associate Project Manager!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/12/22/message-from-traci-stories-from-our-extended-work-family</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/dc00d600-b739-41aa-a8af-cad9526e9205/microphone+2500.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: Stories from our extended work family - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/12/21/6-questions-for-maria-elena-guerra</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-22</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/11043d2d-e2db-441b-962c-58b446065a0d/meg.jpeg</image:loc>
      <image:title>News &amp; Updates - 6 Questions for Maria Elena Guerra</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/12/20/what-development-teams-can-learn-from-asset-managers-part-1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/10/17/hdc-welcomes-synkai-harrison-as-construction-project-manager</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/29b0a4fa-157e-428d-b124-dae0cd6064da/Synkai+750+x+1000.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Synkai Harrison as Construction Project Manager!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/09/26/message-from-traci-housing-oregons-annual-conference-is-a-time-to-reconnect</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/64c23929-c79a-4fcb-a453-9c59dc6825a8/House+of+people+image+2000.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: Housing Oregon’s annual conference is a time to learn, reflect, and reconnect. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/09/26/untangling-rlra-underwriting-challenges</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/fc89c324-c92d-4494-9e12-f0a0368534b0/Person+scratching+head+3+doors+1500.png</image:loc>
      <image:title>News &amp; Updates - To make full use of RLRA during its rollout phase, we need to untangle project underwriting issues.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/09/23/hdc-welcomes-travis-phillips-as-director-of-real-estate-development-6fwgy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-10-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/87b15444-d028-48b6-b969-2668fa90bc61/001+Large+Web+Travis+with+HDC+by+Erica+J+Mitchell+Photographer+001-Edit.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Travis Phillips as Director of Real Estate Development!</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/09/22/see-you-at-the-housing-oregon-conference</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ba639a0f-a776-4f8d-8c4e-035570ca41ee/Artboard+1.png</image:loc>
      <image:title>News &amp; Updates - Whatever housing topics you care about, we have a session for you at this year's Housing Oregon conference.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/08/08/message-from-traci-investments-in-psh-are-a-bright-spot-in-our-housing-landscape</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/faf703f0-7c3c-4346-93dc-c7055c91afb4/red+house+with+hands+for+ss.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: Investments in PSH are a bright spot in our housing landscape. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/08/04/it-pays-to-own-psh-units-in-portland</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-02-21</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0ff54955-bb91-4e3e-87ad-7a069bfc49ea/Wooden+Houses+Bag+of+Money+for+SS.jpg</image:loc>
      <image:title>News &amp; Updates - It pays to own PSH units in Portland—if you use the Portland Housing Bureau's Risk Mitigation Pool.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/07/30/6-questions-for-will-allen</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-14</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/6f107178-f28d-4a4e-8ef6-c830f6e9af6c/New+Narrative+leadership+team+reduced.jpg</image:loc>
      <image:title>News &amp; Updates - 6 Questions for New Narrative’s Will Allen</image:title>
      <image:caption>Will Allen (back row, second from right) and the rest of New Narrative’s leadership team. A new emphasis on advocacy is “resulting in a strong, positive, mission-minded culture that you can really feel when you walk into a room,” Allen says.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/06/08/message-from-traci-how-can-we-build-tomorrows-affordable-housing-workforce</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/dce9bc0a-f0ff-4df0-afef-7ee458aa7066/people+in+house+shape+ss.png</image:loc>
      <image:title>News &amp; Updates - Message from Traci: How do we build tomorrow's affordable housing workforce? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/06/07/make-time-for-asset-management-planning-qwith-these-4-practices</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1654640514790-U0WCPYX85IQ2Y9IMRL0F/So+many+things+2000px.jpg</image:loc>
      <image:title>News &amp; Updates - Make time for asset management planning with these 4 practices.</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ce643a59-be4c-4b7c-b8ea-0ed9d88fa3d1/urgent-important+matrix+illo.png</image:loc>
      <image:title>News &amp; Updates - Make time for asset management planning with these 4 practices. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ec8c647c-7f01-48f7-93ab-c363ecb78696/urgent-important+matrix+filled+illo.png</image:loc>
      <image:title>News &amp; Updates - Make time for asset management planning with these 4 practices. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/19cde561-e03a-433d-a6c0-efe338e051aa/am+calendar+illo-01.png</image:loc>
      <image:title>News &amp; Updates - Make time for asset management planning with these 4 practices. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/05/19/this-is-dei-at-work-nueva-esperanza-breaks-ground</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-05-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976773178-YTWQ3QGGM2YE68ITH2D7/21-G-4525.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976772670-D40RYC1OVT7VYF5S19XD/21-G-4586.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976775164-TIIVO3FC09C29TSOET9O/21-G-4728.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
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      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976809606-8OE7BXN4TBM0TN3OI13G/Mariachi+Mexico.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
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      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652979991621-UKC1DRYKCOO1O3SQEE7G/HDC-Bienestar+team+close.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
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      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976777471-7X257BOMLHDPRHSAXZCG/crowd.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976808213-DHCU70NKIIC3EADA97T9/Kali+Tacos.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976806333-12FYHX0SMYYLI56ND97A/Joni-Bruce.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1652976809413-33X860MEE8275T77GM5M/kids+in+hardhats.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking.</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/abc6b355-455f-4196-bc47-a8de54926dd6/Hinojosa.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking. - Make it stand out</image:title>
      <image:caption>Community advisor Hector Hinojosa recalls the substandard housing that greeted his family when they came to Washington County from Texas in the 1960s.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d476b92e-ddde-4f42-834e-515735d47fe3/Osman+close.jpg</image:loc>
      <image:title>News &amp; Updates - “This is DEI at work”: community leaders praise inclusive design at Nueva Esperanza groundbreaking. - Make it stand out</image:title>
      <image:caption>Somali Empowerment Circle Codirector Hanna Osman says her organization’s partnership with Bienestar is providing learning opportunities in community organizing and housing design.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/04/05/good-shepherd-village-breaks-ground</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-05-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/54fe97bb-f45a-4d39-b28f-c32d220bd9e5/Dev+Team+shovels+2+reduced.jpg</image:loc>
      <image:title>News &amp; Updates - Good Shepherd Village breaks ground! - Make it stand out</image:title>
      <image:caption>Representatives from Catholic Charities, Walsh, HDC, Emerio Design and MWA Architects celebrate the Good Shepherd Village groundbreaking.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/fbb44eb4-ce8b-4472-9244-c771dc0c69d6/Travis+with+banner+reduced.jpg</image:loc>
      <image:title>News &amp; Updates - Good Shepherd Village breaks ground! - Make it stand out</image:title>
      <image:caption>Catholic Charities of Oregon Director of Community Development and Housing Travis Phillips delivers remarks.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/02/22/hdc-is-hiring</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-04-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/f9c5f0e5-15f8-4ccf-a99b-0bbcc14240b5/We+Are+Hiring+Illo.png</image:loc>
      <image:title>News &amp; Updates - HDC is hiring! - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/02/21/andrea-sanchez-named-hdc-deputy-director</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/55f68f51-0281-4a16-ae2c-770dc3aa5067/Andrea+Beach+Photo+2300px+horiz+crop.jpg</image:loc>
      <image:title>News &amp; Updates - Andrea K. Sanchez Named HDC Deputy Director</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/02/22/julie-proksch-named-director-of-real-estate-development</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1547874436116-0RVZLCOUL5NRYAF8OJC7/Julie+Proksch.jpg</image:loc>
      <image:title>News &amp; Updates - Julie Proksch Named Director of Real Estate Development</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/02/17/a-major-rehab-gives-village-at-washington-square-30-plus-more-years-of-life</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1645059535824-EYVJUWZN6X3FZ9M8LCXW/19036_VillageatWashingtonSquare_SallyPainter_0003_med.jpg</image:loc>
      <image:title>News &amp; Updates - A major rehab gives Village at Washington Square 30-plus more years of life.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2022/02/02/hdc-welcomes-chelsea-liz-blair-and-ben</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/520c3a75-860d-4099-9c7d-96ec7320314c/New+Hire+Collage2.jpg</image:loc>
      <image:title>News &amp; Updates - HDC welcomes Chelsea, Liz, Blair, and Ben! - Make it stand out</image:title>
      <image:caption>Clockwise from upper right: Operations Manager Chelsea Lancaster, Senior Asset Management Project Manager Liz Winchester, Associate Project Manager Blair Schaeffer-Bisht, and Senior Finance Project Manager Ben Loftis.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2021/12/21/10-outcomes-from-2021-that-are-bringing-us-joy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1640128097709-WSIYNY13QNLEFHY0AP4D/DSC07668.jpg</image:loc>
      <image:title>News &amp; Updates - 10 Outcomes From 2021 That Are Bringing Us Joy</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1637165189086-P2Y0DRT7GRB1SH00KK3B/NE+ext+rendering+blue+small.jpg</image:loc>
      <image:title>News &amp; Updates - 10 Outcomes From 2021 That Are Bringing Us Joy - Make it stand out</image:title>
      <image:caption>As a codeveloper of Nueva Esperanza (depicted above in a rendering by Scott Edwards Architecture), HDC is providing an enhanced level of technical assistance and shared risk to support Bienestar’s most complex housing development to date.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/a988b765-8d9b-475d-bc8e-78378052440b/VWS_reduced.jpg</image:loc>
      <image:title>News &amp; Updates - 10 Outcomes From 2021 That Are Bringing Us Joy - Make it stand out</image:title>
      <image:caption>New stairs and decks create a safer and sturdier living environment for kids and families at Village at Washington Square, one of nine housing communities HDC has worked with CPAH to build or renovate during a two-decade relationship.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/2d9f6234-724d-4b82-bfea-fc0c6cde1098/HillsideManor+horiz+reduced.jpg</image:loc>
      <image:title>News &amp; Updates - 10 Outcomes From 2021 That Are Bringing Us Joy - Make it stand out</image:title>
      <image:caption>Walsh Construction worked with Housing Authority of Clackamas County to make sure garden beds were kept available to residents throughout most of Hillside Manor’s lengthy renovation period.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2021/12/01/message-from-traci-people-purpose-possibility-lz4mt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/96e315d8-b4bb-4aa6-a68a-c9912240f7a0/Logo+w+Values+illo-01.png</image:loc>
      <image:title>News &amp; Updates - Message from Traci: People, Purpose, Possibility - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2021/12/01/traci-manning-named-executive-director-of-hdc</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1623888429802-R7LWQ2CF7OAHZWVCXBCN/Large+Web+001+Traci+HDC+by+Erica+J+Mitchell+Photographer+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>News &amp; Updates - Traci Manning Named Executive Director of HDC - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2021/11/18/message-from-traci-with-funding-lift-our-housing-partners-are-reaching-higher</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/51e2a140-ba8b-4401-8517-3fd47b217036/cloud+ladder+2500px.jpg</image:loc>
      <image:title>News &amp; Updates - Message from Traci: With a funding lift, our housing partners are reaching higher. - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2021/11/17/bienestar-hdc-partner-to-achieve-organizational-firsts-with-nueva-esperanza-joint-venture</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/9d34ef59-0a20-4ee1-8a69-d8ccbce700f8/NE+ext+rendering+blue+small.jpg</image:loc>
      <image:title>News &amp; Updates - Bienestar and HDC are partnering to achieve organizational “firsts” with Nueva Esperanza joint venture.</image:title>
      <image:caption>A pedestrian alameda will traverse the north end of Nueva Esperanza, where a one-story community center will be flanked by two of the development’s twelve residential buildings.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/bd2d2e48-4774-49b0-8240-33b2c98914e1/NE+undeveloped+aerial.jpg</image:loc>
      <image:title>News &amp; Updates - Bienestar and HDC are partnering to achieve organizational “firsts” with Nueva Esperanza joint venture.</image:title>
      <image:caption>The undeveloped parcel on which Nueva Esperanza will be built, visible at the center of this image, was once surrounded by open fields and campos (migrant camps).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2021/10/26/eugenes-beloved-ya-po-ah-terrace-starts-a-new-chapter</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-21</lastmod>
    <image:image>
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      <image:title>News &amp; Updates - Eugene's beloved Ya-Po-Ah Terrace starts a new chapter in its long and  unique history.</image:title>
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      <image:caption>HDC’s individual property plan template contains fields where you can summarize the property’s biggest risks and prioritized goals in areas such as property management, financial structure, and physical conditions.</image:caption>
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  </url>
  <url>
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      <image:title>News &amp; Updates - Today’s higher-risk development environment demands proactive asset management planning. Here’s your guide.</image:title>
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      <image:title>News &amp; Updates - Kudos to our partners for building and preserving 733 affordable homes in 2020!</image:title>
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      <image:title>News &amp; Updates - Kudos to our partners for building and preserving 733 affordable homes in 2020!</image:title>
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      <image:title>News &amp; Updates - Kudos to our partners for building and preserving 733 affordable homes in 2020!</image:title>
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      <image:title>News &amp; Updates - Kudos to our partners for building and preserving 733 affordable homes in 2020!</image:title>
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      <image:title>News &amp; Updates - Kudos to our partners for building and preserving 733 affordable homes in 2020!</image:title>
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      <image:title>News &amp; Updates - Kudos to our partners for building and preserving 733 affordable homes in 2020!</image:title>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2020/14/20/renaissance-commons-opens-to-residents</loc>
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      <image:title>News &amp; Updates - A modular cohousing development offers deep affordability to individuals transitioning from homelessness.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1611881167624-CGZMQACNF8SQUEJH2IYM/Delia_Adjusted_Retouched.jpg</image:loc>
      <image:title>News &amp; Updates - A modular cohousing development offers deep affordability to individuals transitioning from homelessness.</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1613782250239-4AFZIY9JQV4V1FIU3ATJ/Ricky_Close+Up.jpg</image:loc>
      <image:title>News &amp; Updates - A modular cohousing development offers deep affordability to individuals transitioning from homelessness.</image:title>
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  <url>
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    <lastmod>2021-11-19</lastmod>
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      <image:title>News &amp; Updates - The future looks bright at Bienestar's Montebello Apartments.</image:title>
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      <image:title>News &amp; Updates - The future looks bright at Bienestar's Montebello Apartments.</image:title>
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      <image:title>News &amp; Updates - The future looks bright at Bienestar's Montebello Apartments.</image:title>
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  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2020/7/20/kimberly-taylor-named-director-of-asset-management</loc>
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    <priority>0.5</priority>
    <lastmod>2021-10-27</lastmod>
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      <image:title>News &amp; Updates - Kimberly Taylor Named Director of Asset Management</image:title>
      <image:caption>A traveling companion snapped this photo of Kimberly during an excursion outside of Cape Town last winter. Kimberly was participating in the Remote Year work-abroad program, which took her to southern Europe and South Africa.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/11/26/the-triple-bottom-line-impacts-of-choosing-modular-part-four-environmental-impact</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-09-18</lastmod>
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      <image:title>News &amp; Updates - The Triple-Bottom-Line Impacts of Choosing Modular, Part 4: Environmental Impact</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1574810684217-SUEY3DCPFERMFU2VM7W2/LISAH_install_Part4.JPG</image:loc>
      <image:title>News &amp; Updates - The Triple-Bottom-Line Impacts of Choosing Modular, Part 4: Environmental Impact</image:title>
      <image:caption>With modular construction, simple, repetitive designs contribute to significant reductions in construction waste.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/11/20/72foster-sets-a-high-bar-for-multifamily-affordable-housing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1574272246061-RUWO6ROFBEYZ1UG07PTQ/72Foster_7_Columbres_reduced.jpg</image:loc>
      <image:title>News &amp; Updates - 72Foster sets a "high bar" for multifamily affordable housing, writes Architectural Record. Read the article and check out our project case study.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/10/23/farmworkers-and-workforce-families-build-community-at-colonia-unidad-watch-the-video</loc>
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    <priority>0.5</priority>
    <lastmod>2021-01-09</lastmod>
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  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/9/5/apanos-duncan-hwang-and-colin-crader-talk-about-building-community-power-in-the-jade-district</loc>
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    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1571170552072-4CG6IDPA9VALWWY9JHI5/APANO_living_wall.jpg</image:loc>
      <image:title>News &amp; Updates - Interview: APANO’s Duncan Hwang and Colin Crader talk about building community power in the Jade District</image:title>
      <image:caption>To fund development of APANO’s new offices and event space, APANO Associate Director Duncan Hwang (left) and Development Manager Colin Crader helped lead a capital campaign that drew contributions from area residents and from some of Oregon’s biggest funders—creatively recognized with a flourish of foliage on the event space’s living wall.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1571246723284-717QK4J7U7IVU41TIM4F/Orchards+82nd+2016.06_0027.jpg</image:loc>
      <image:title>News &amp; Updates - Interview: APANO’s Duncan Hwang and Colin Crader talk about building community power in the Jade District</image:title>
      <image:caption>APANO’s new ground-floor offices and event space at the Orchards of 82nd boost the organization’s accessibility and street presence. The building’s upper floors contain 48 affordable apartments, owned and operated by ROSE Community Development.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1571173021606-LLQKJCBO259A1R9U5AW8/Duncan_Hwang_Vision_Boards.jpg</image:loc>
      <image:title>News &amp; Updates - Interview: APANO’s Duncan Hwang and Colin Crader talk about building community power in the Jade District</image:title>
      <image:caption>In addition to the Orchards at 82nd development, the Jade District community visioning process led to outcomes such as the Jade International Night Market, an annual summer event that “provides a space to celebrate and recognize the diversity and culture of the communities who live and work in the Jade District and sheds light on the issues impacting a neighborhood in transition.”</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1571174025528-VRJJ5ZGIAL3AJB23LQDW/APANO_HDC_team.jpg</image:loc>
      <image:title>News &amp; Updates - Interview: APANO’s Duncan Hwang and Colin Crader talk about building community power in the Jade District</image:title>
      <image:caption>(Left to right) APANO Associate Director Duncan Hwang, HDC Construction Project Manager Lynn Lindgren-Schreuder, APANO Development Manager Colin Crader, and HDC Finance Project Manager Anita Punja gather at APANO’s new event space as its final touches, including murals depicting area residents, are completed in September.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/9/5/modular-units-land-at-lisah-site-watch-the-time-lapse-video</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1567722942168-UFONQ765M91RZCEZG9KS/Jenn+at+LISAH.jpg</image:loc>
      <image:title>News &amp; Updates - Modular units land at LISAH site! Watch the time-lapse video.</image:title>
      <image:caption>HDC Senior Construction Project Manager Jenn Sharp monitors the installation of LISAH’s first 12 modules.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/8/20/the-triple-bottom-line-impacts-of-choosing-modular-part-three-building-quality</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
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      <image:title>News &amp; Updates - The Triple-Bottom-Line Impacts of Choosing Modular, Part 3: Building Quality</image:title>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/6/12/affordable-homes-are-a-public-good-and-three-more-talking-points-on-housing-preservation-pw56sh</loc>
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    <lastmod>2021-08-19</lastmod>
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      <image:title>News &amp; Updates - Affordable Homes Are a Public Good…. And Three More Talking Points on Housing Preservation</image:title>
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  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/6/24/the-triple-bottom-line-impacts-of-choosing-modular-part-two-development-process</loc>
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    <lastmod>2021-08-19</lastmod>
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      <image:title>News &amp; Updates - The Triple-Bottom-Line Impacts of Choosing Modular, Part 2: Development Process</image:title>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/6/18/the-triple-bottom-line-impacts-of-choosing-modular-part-one-hard-costs</loc>
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    <lastmod>2021-08-19</lastmod>
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      <image:title>News &amp; Updates - The Triple-Bottom-Line Impacts of Choosing Modular, Part 1: Hard Costs</image:title>
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    <lastmod>2021-08-19</lastmod>
    <image:image>
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      <image:title>News &amp; Updates - The Triple-Bottom-Line Impacts of Choosing Modular: Introduction</image:title>
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      <image:title>News &amp; Updates - Two Strategies to Advance the Housing Preservation Conversation</image:title>
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  <url>
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      <image:title>News &amp; Updates - Let’s Talk About Protecting Our Shared Housing Investments</image:title>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/29/residents-explain-the-benefits-of-living-at-orchards-of-82ndkf4wy4</loc>
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    <priority>0.5</priority>
    <lastmod>2019-06-19</lastmod>
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      <image:title>News &amp; Updates - Residents Explain the Benefits of Living at Orchards of 82nd</image:title>
      <image:caption>Rendering of Orchards of 82nd by SERA Architecture.</image:caption>
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  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/3/4/restructuring-property-data-to-plan-for-portfolio-wide-capital-needs</loc>
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    <priority>0.5</priority>
    <lastmod>2019-06-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1550891481972-5MSD24XUCQJH0IXRO3JG/Cornerstone+apple+orange+illo.png</image:loc>
      <image:title>News &amp; Updates - Restructuring Property Data to Plan for Portfolio-Wide Capital Needs</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1550685399736-XHTBL9HXAI28DX983BFN/Image+3.PNG</image:loc>
      <image:title>News &amp; Updates - Restructuring Property Data to Plan for Portfolio-Wide Capital Needs</image:title>
      <image:caption>Prairie View, a 64-unit apartment complex in West Eugene, is one of eight properties in Cornerstone Community Housing’s affordable housing portfolio.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/2/25/hdc-veic-and-proud-ground-awarded-1-million-months-challenge-grant</loc>
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    <priority>0.5</priority>
    <lastmod>2021-08-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1551155777023-QW2UJ3LKBPHMRIVG7L4W/ZEM+touring.jpg</image:loc>
      <image:title>News &amp; Updates - HDC, VEIC, and Proud Ground Awarded 1 Million Months Challenge Grant</image:title>
      <image:caption>Vermont Energy Investment Corporation takes one of its zero-energy modular (ZEM) homes on the road.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/2/14/can-modular-construction-make-housing-resources-stretch-farther</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1549994385015-HOEZX23M6O1RMIQ8DRO2/LISAH+ext2.png</image:loc>
      <image:title>News &amp; Updates - Can Modular Construction Make Housing Resources Stretch Farther?</image:title>
      <image:caption>Transition Projects’ Low Income Single Adult Housing (LISAH) project, designed by Holst Architecture, will use modular construction to create a 72-unit affordable housing community serving individuals at risk of homelessness in North Portland.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1549995025080-G8RF30T62N2TPCY57YSJ/LISAH+module+sketch.png</image:loc>
      <image:title>News &amp; Updates - Can Modular Construction Make Housing Resources Stretch Farther?</image:title>
      <image:caption>For the LISAH project, residential, roof-truss, and stair modules will be fabricated at a plant and assembled on site. Then crews will install cladding and windows.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/2/11/modular-construction-and-the-housing-industrys-efficiency-problem</loc>
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    <lastmod>2021-08-19</lastmod>
    <image:image>
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  <url>
    <loc>https://www.hdc-nw.org/news-and-updates/2019/1/21/why-compliance-charts-are-an-affordable-housing-owners-best-friend</loc>
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    <lastmod>2019-06-29</lastmod>
    <image:image>
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      <image:title>News &amp; Updates - Why Compliance Charts Are an Affordable Housing Owner’s Best Friend</image:title>
      <image:caption>The compliance-chart template HDC shares with clients and training participants is an eight-sheet Excel workbook. It has tables to track payment terms for loans and equity investments, minimum reserve deposits by year, income-and-rent restrictions on apartment units, and other requirements. It also includes funder contact information and links to supporting documents, so users can quickly find answers to questions the chart doesn’t answer.</image:caption>
    </image:image>
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    <lastmod>2019-03-11</lastmod>
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    <lastmod>2023-12-09</lastmod>
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    <loc>https://www.hdc-nw.org/development-projects/naya-tistilal-village</loc>
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    <lastmod>2025-12-18</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1759177060131-GVG51ZH3L049VGP2T547/Tistilal-JoshPartee-0363-web.jpg</image:loc>
      <image:title>Development Projects - Tistilal Village</image:title>
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      <image:title>Development Projects - Tistilal Village</image:title>
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      <image:title>Development Projects - Tistilal Village</image:title>
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      <image:title>Development Projects - Tistilal Village</image:title>
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      <image:title>Development Projects - Tistilal Village</image:title>
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      <image:title>Development Projects - Tistilal Village</image:title>
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    <loc>https://www.hdc-nw.org/development-projects/blackberry-hill</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1747934582087-XMAZ3GFVHRTFAOV5CP0K/Blackberry+Hill+-+wide+back+web+-+Credit+Jason+Kaplan+Photography.jpg</image:loc>
      <image:title>Development Projects - Blackberry Hill Apartments</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1747934581292-UCR5B48WMW9TW88MA30O/Blackberry+Hill+aerial+-+web+-+Credit+Jason+Kaplan+Photography.jpg</image:loc>
      <image:title>Development Projects - Blackberry Hill Apartments</image:title>
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    <image:image>
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      <image:title>Development Projects - Blackberry Hill Apartments</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1747934585164-98U7LRDWM6XHCPU2B1B8/Blackberry+Hill+side+-+web+-+Credit+Jason+Kaplan+Photography.jpg</image:loc>
      <image:title>Development Projects - Blackberry Hill Apartments</image:title>
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    <loc>https://www.hdc-nw.org/development-projects/gloria-center-5wdkn</loc>
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    <lastmod>2025-09-29</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1747871970535-CWFSDZ87BTQRTK0JTJC5/Mercy+Greenbrae+Exterior.jpg</image:loc>
      <image:title>Development Projects - Mercy Greenbrae</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1747872075231-C6TCDJ5T6PNUDBLARF62/MERCYG%7E2.JPG</image:loc>
      <image:title>Development Projects - Mercy Greenbrae</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1747872119064-ZS1LCBEJTS8Q7784PFVY/MERCYG%7E3.JPG</image:loc>
      <image:title>Development Projects - Mercy Greenbrae</image:title>
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  <url>
    <loc>https://www.hdc-nw.org/development-projects/gloria-center</loc>
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    <lastmod>2025-05-21</lastmod>
    <image:image>
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      <image:title>Development Projects - The Gloria Center</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726511937647-L24YAMKQVX9IXDFU30XN/Bremik-GloriaCenter-DPapazian-8931-Final-Web.jpg</image:loc>
      <image:title>Development Projects - The Gloria Center</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726511936660-TQY8WAOUKKJ1X73KRRLP/Bremik-GloriaCenter-DPapazian-8986-Final-Web.jpg</image:loc>
      <image:title>Development Projects - The Gloria Center</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726511939942-B2U48U1ZIP1WQJ1XLXQX/Bremik-GloriaCenter-DPapazian-9036-Final-Web.jpg</image:loc>
      <image:title>Development Projects - The Gloria Center</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726511941986-1EUYK0Z3JI9C2I2H68LV/Bremik-GloriaCenter-DPapazian-9275b-Final-Web.jpg</image:loc>
      <image:title>Development Projects - The Gloria Center</image:title>
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  <url>
    <loc>https://www.hdc-nw.org/development-projects/nueva-esperanza</loc>
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    <priority>0.5</priority>
    <lastmod>2024-09-16</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726157927473-UJPLU6FIQOLIH99BBQXF/Nueva+Esperanza+image+-+courtesy+of+Pete+Eckert+%2814%29+-+web.jpg</image:loc>
      <image:title>Development Projects - Nueva Esperanza</image:title>
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    <image:image>
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      <image:title>Development Projects - Nueva Esperanza</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726157916388-T5WH7EDEQNUM06KI6RAP/Nueva+Esperanza+image+-+courtesy+of+Pete+Eckert+%285%29+-+web.jpg</image:loc>
      <image:title>Development Projects - Nueva Esperanza</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726157933054-JBE8F1FJO581DZ8QW4QB/Nueva+Esperanza+image+-+courtesy+of+Pete+Eckert+%2823%29+-+web.jpg</image:loc>
      <image:title>Development Projects - Nueva Esperanza</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726157916226-OCSH1M8YFFB1MRIMN7FU/Nueva+Esperanza+image+-+courtesy+of+Pete+Eckert+%282%29+-+web.jpg</image:loc>
      <image:title>Development Projects - Nueva Esperanza</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1726157921377-UHUFBNZECFZV6JXLESAI/Nueva+Esperanza+image+-+courtesy+of+Pete+Eckert+%286%29+-+web.jpg</image:loc>
      <image:title>Development Projects - Nueva Esperanza</image:title>
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      <image:title>Development Projects - Nueva Esperanza</image:title>
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      <image:title>Development Projects - Nueva Esperanza</image:title>
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      <image:title>Development Projects - Nueva Esperanza</image:title>
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  <url>
    <loc>https://www.hdc-nw.org/development-projects/golden-eagle-ii</loc>
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    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1706226349359-AE026MSLBBR271UGFHQC/IMG_6591.JPG</image:loc>
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  <url>
    <loc>https://www.hdc-nw.org/development-projects/good-shepherd-village</loc>
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    <lastmod>2024-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1719516220936-PEDZ7KSMR6IBUK6CF3VE/Bldg+A+and+B+Aerial+Progress+October+2023.jpg</image:loc>
      <image:title>Development Projects - Good Shepherd Village</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1719516220825-205JCHVV87927HRBJUO4/Bldg+C+Aerial+Progress+October+2023.jpg</image:loc>
      <image:title>Development Projects - Good Shepherd Village</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1719516232137-ID3AJQW5GEBL5O6PXTZU/Entry+ramp+and+front+facade+of+Building+C.jpg</image:loc>
      <image:title>Development Projects - Good Shepherd Village</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1719516235995-2EUHFE8RW88D1O0IV29R/Outdoor+seating+near+main+front+entrance.jpg</image:loc>
      <image:title>Development Projects - Good Shepherd Village</image:title>
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    <image:image>
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      <image:title>Development Projects - Good Shepherd Village</image:title>
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      <image:title>Development Projects - Good Shepherd Village</image:title>
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      <image:title>Development Projects - Good Shepherd Village</image:title>
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      <image:title>Development Projects - Good Shepherd Village</image:title>
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      <image:title>Development Projects - Good Shepherd Village</image:title>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/colonia-paz-2</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1702237356433-AN9I50VIDGUNMQIM7345/ColoniaPaz+053+rd.jpg</image:loc>
      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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      <image:title>Development Projects - Colonia Paz II</image:title>
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  <url>
    <loc>https://www.hdc-nw.org/development-projects/centennial-place</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1702093937969-QMAJVZS02YOB0WJGBOJC/Centennial-JoshPartee-0540-rd.jpg</image:loc>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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      <image:title>Development Projects - Centennial Place</image:title>
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    <image:image>
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      <image:title>Development Projects - Centennial Place</image:title>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/douglas-fir-apartments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1699571227142-4NSIY864DFQACVRL34R2/Douglas+Fir+Apartments+-+exterior+-+courtesy+of+Pete+Eckert+%285%29-+web+-+5qty.jpg</image:loc>
      <image:title>Development Projects - Douglas Fir Apartments</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1699571176099-JHSFQDCBJBNY6JG8X4S3/Douglas+Fir+Apartments+-+exterior+-+courtesy+Pete+Eckert+%286%29+-+web.jpg</image:loc>
      <image:title>Development Projects - Douglas Fir Apartments</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1699571169356-I77SANJFCAYEQT76P3N9/Douglas+Fir+Apartments+-+exterior+-+courtesy+of+Pete+Eckert+%281%29+-+web.jpg</image:loc>
      <image:title>Development Projects - Douglas Fir Apartments</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1699571178173-Z0MJZEKY3E28LLQXD1TD/Douglas+Fir+Apartments+-+kitchen+-+courtesy+of+Pete+Eckert+-web.jpg</image:loc>
      <image:title>Development Projects - Douglas Fir Apartments</image:title>
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      <image:title>Development Projects - Douglas Fir Apartments</image:title>
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  <url>
    <loc>https://www.hdc-nw.org/development-projects/yaquina-southfair</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1698712395502-1GV18F8EZVDXEYIQUE1S/DJI_0791+2000px.jpg</image:loc>
      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1698712418038-2K2LJ4WWETRBB4798XXA/DSC05309+2000px.jpg</image:loc>
      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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    <image:image>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1698712414650-TH7V97DCQMN51CFD0S1S/DSC02205+2000px.jpg</image:loc>
      <image:title>Development Projects - Yaquina-Southfair</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1698712406413-VRC1RBH6DRHJMJHGM63Q/DSC02080+2000px.jpg</image:loc>
      <image:title>Development Projects - Yaquina-Southfair</image:title>
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    <image:image>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1698712410554-O23LZVY8HUIQSEXKCP1D/DSC02155+2000px.jpg</image:loc>
      <image:title>Development Projects - Yaquina-Southfair</image:title>
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    <image:image>
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      <image:title>Development Projects - Yaquina-Southfair</image:title>
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  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/hillside-manor</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1660067597623-P6MBZ0D7P20NXBVYIP1M/HillsideManor+028C.JPG</image:loc>
      <image:title>Development Projects - Hillside Manor</image:title>
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      <image:title>Development Projects - Hillside Manor</image:title>
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      <image:title>Development Projects - Hillside Manor</image:title>
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    <loc>https://www.hdc-nw.org/development-projects/village-at-washington-square</loc>
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    <lastmod>2022-11-28</lastmod>
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  <url>
    <loc>https://www.hdc-nw.org/development-projects/ya-po-ah-terrace</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
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    <loc>https://www.hdc-nw.org/development-projects/red-rock-creek-commons</loc>
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    <lastmod>2024-07-18</lastmod>
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    <loc>https://www.hdc-nw.org/development-projects/garden-view-apartments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
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    <loc>https://www.hdc-nw.org/development-projects/argyle-gardens</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
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      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743600768-GGMX8C0GP5SIKP37K6P7/Orchards+III+-+9+Reduced.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743603082-L9J5I99WM7ARFAHRV0V1/Orchards+III+-+12+Reduced.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743611654-PE7MGJUV0YXW9G3MF6ZA/Orchards+III+-+17+Reduced.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743612597-896IYBXMQ1BE63NONJZH/Orchards+III+-+25+Reduced.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743605284-NBUNN3IKSWPJCUM5S5H9/Orchards+III+-+15+Reduced.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743607615-OSDADUQIEAFWZP298FOC/Orchards+III+-+16+Reduced.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743676975-4ZRPEV26SJ71B77KAKUJ/Orchards+at+Orenco+PHII_CBPhoto-3.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743681622-NRM1CJJT0S3YMA96U2VG/Orchards+at+Orenco+PHII_CBPhoto-15.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1577743683260-7235S2W12GC5RBLUYEKX/Orchards+at+Orenco+PHII_web4.jpg</image:loc>
      <image:title>Development Projects - The Orchards at Orenco, Phases II and III</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/garlington-clinic-garlington-place</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544057691393-5GBEWILSD6M2ZI8WAIEO/Garlington+Clinic+1.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544057684757-GFQM5AHIJ3YX4K779ZJD/Garlington+Place+2.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544057719612-9NB3YCTV51R7OBSLE2G6/Garlington+Place+3.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544058236900-7IQ8FGMMQUMLC7DJ9N5X/Garlington+Place+4.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544058292168-TPBJVGBDBW5HE7FBE64I/Garlington+Place+5.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544058274876-4BK4XYOXSP4M1HB12ATH/Garlington+Place+6.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544058284175-JCEFQZ33WL0FXCVBT9FV/Garlington+Place+7.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544058316009-IANT5S6W8UNOYV3T7TU3/Garlington+Place+8.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544231986623-OUZQNRVIJGR69GUE9MLS/Garlington+Place+10.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544231957845-KY5XDWHAZQCBVJ9LHDDS/Garlington+Place+11.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544232054975-2VAM1HNYNDYQWGB03QL5/Garlington+Place+13.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544232033584-YLEPVPTHOPBLWC9A75GS/Garlington+Place+14.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544232008459-MXIOP37PPVBCUGSPNMIL/Garlington+Place+15.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544490243832-9NVP07EQQEIDHL274PAI/Garlington+Place+16.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544490230908-Z69H1GWFPE150HAKDXNJ/Garlington+Place+17.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544490216180-ZA65ZNFME0728OLPJVL9/Garlington+Place+18.png</image:loc>
      <image:title>Development Projects - Garlington Clinic &amp;amp; Garlington Place</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/molalla-gardens</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548186304872-9AOAODSKHMFP6T72B0NT/Molalla+Gardens_03.jpg</image:loc>
      <image:title>Development Projects - Molalla Gardens</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548186297686-CIH8YVPEDC4XUBN7WR7C/Molalla+Gardens_01.jpg</image:loc>
      <image:title>Development Projects - Molalla Gardens</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548186298010-LSBS92WUNJRS4HIY04AS/Molalla+Gardens_02.jpg</image:loc>
      <image:title>Development Projects - Molalla Gardens</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548186305558-1VE9M7R4HUV1SEICWVLP/Molalla+Gardens_04.jpg</image:loc>
      <image:title>Development Projects - Molalla Gardens</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548186315608-ECK5IVYGMQD2FJLPXEKU/Molalla+Gardens_06.jpg</image:loc>
      <image:title>Development Projects - Molalla Gardens</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548186317677-G5559OB9OVCM895GR7J6/Molalla+Gardens_07.jpg</image:loc>
      <image:title>Development Projects - Molalla Gardens</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548186308359-9ZBZJU1B09M13H0N2U0K/Molalla+Gardens_05.jpg</image:loc>
      <image:title>Development Projects - Molalla Gardens</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/westmorelands-union-manor</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548188174267-MBTHC2WBD6VJZ1SCQ918/Westmorelands_03.jpg</image:loc>
      <image:title>Development Projects - Westmoreland’s Union Manor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548188170453-IV1DAI44Y045HYK9H2GR/Westmorelands_00.jpg</image:loc>
      <image:title>Development Projects - Westmoreland’s Union Manor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548188170712-W1QDJ94XIYJZCZ8E12Z1/Westmorelands_01.jpg</image:loc>
      <image:title>Development Projects - Westmoreland’s Union Manor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548188180144-IRKV8Q9XXT76KOE1KDLB/Westmorelands_06.jpg</image:loc>
      <image:title>Development Projects - Westmoreland’s Union Manor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548188172368-QJDEHTMTZDTEE09HIW1H/Westmorelands_02.jpg</image:loc>
      <image:title>Development Projects - Westmoreland’s Union Manor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548188178039-O0T0PQUC2T5H2DY4LJI0/Westmorelands_05.jpg</image:loc>
      <image:title>Development Projects - Westmoreland’s Union Manor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548188178375-PHWI4KTNHB2JCAFIRWFQ/Westmorelands_04.jpg</image:loc>
      <image:title>Development Projects - Westmoreland’s Union Manor</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/station-162</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491889604-W6P3IUNQMVLIOM3SEBT2/Station+162+14.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491663043-JNTPGPOLFWT3OHEFLY0M/Station+162+1.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491660569-3J0K8IIEUTAUC45V5HZY/Station+162+2.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491697965-0WPOX86ZG92SVLNA6WKV/Station+162+3.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491694473-FDE5M0JE86W33OH9M0FF/Station+162+4.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491734129-84AADKE45C3ZSJK09B5N/Station+162+5.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491742291-WRDRL6L0RGAN0DR4B2ER/Station+162+6.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491773670-0SVGJFNVORLEPOH19W7I/Station+162+7.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491778010-NI7A69M14J4CBSFK3JX6/Station+162+8.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491813279-FN08CGST5RKY2FLEIUHF/Station+162+9.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491801809-91GTP4IJM3TMNF05HRI8/Station+162+10.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491846598-OJRMQBNU0OE351A5HE4W/Station+162+11.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491853029-0W49YRQNKZ5ZPCJ5XEB8/Station+162+12.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1544491883493-AZKAA2CK7EWCT037QJAZ/Station+162+13.png</image:loc>
      <image:title>Development Projects - Station 162</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/isabella-court</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201601295-D878947KYSOMF6NCPU2A/Isabella+Court_01.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201605823-Q2FXKIUX6SUP60MXCS3Q/Isabella+Court_03.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201601730-3NFY6FRR09VKDX4OHUTT/Isabella+Court_02.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201594925-0WQK4F2MA73SLUSOBSWE/Isabella+Court_08.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201611782-C5N1DVDILTP789812TKV/Isabella+Court_06.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201613809-QZN2ABRB8D2TPZQKU6P1/Isabella+Court_07.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201597233-7TAPOZPM84F1UT6QQOX4/Isabella+Court_09.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201605571-0O2UKLW9XUTKTTB7JHHL/Isabella+Court_04.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1548201611826-ZNNT0QBZVYRALYGXBYRY/Isabella+Court_05.jpg</image:loc>
      <image:title>Development Projects - Isabella Court, Phase I</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/development-projects/the-bronaugh-apartments</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-07-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1537463668015-GT3PV2T0NJ1F0G6I2GG5/_74A8592.jpg</image:loc>
      <image:title>Development Projects - The Bronaugh Apartments</image:title>
      <image:caption />
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0a831827-45a3-40e1-94c1-faa38890586b/Julie-500px+horizontal.jpg</image:loc>
      <image:title>Development FAQ</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/bb798a8a-76ef-475a-a5f1-22d7ab9776ea/Travis+750+x+1000.jpg</image:loc>
      <image:title>Development FAQ - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/resources/housing-providers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-05-26</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/resources/housing-pros</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/8336e42a-2ea8-419b-b73b-1c4ea40c8d34/HOUSIN%7E1.png</image:loc>
      <image:title>Resources for Housing Professionals</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/services/housing-and-facilities-development</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1552417846445-HFDTIWLKHL0W2PWTSGXM/AHSC-2_1500px_crop_gradient3.jpg</image:loc>
      <image:title>Housing &amp; Facilities Development</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0a831827-45a3-40e1-94c1-faa38890586b/Julie-500px+horizontal.jpg</image:loc>
      <image:title>Housing &amp; Facilities Development - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/bb798a8a-76ef-475a-a5f1-22d7ab9776ea/Travis+750+x+1000.jpg</image:loc>
      <image:title>Housing &amp; Facilities Development</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/services/asset-management</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/806e57f3-e6e1-4e37-b936-744f194b7cb4/HECBS+2023+Vignette+wide.jpg</image:loc>
      <image:title>Asset Management</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/7686192e-337c-436e-b956-4c97af65f828/Kimberly+750+x+1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Asset Management</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/services/hdc-community-fund</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1537380289313-D5AM71W6YWSVW8A9YNPZ/HDC-Targeted+Lending.png</image:loc>
      <image:title>HDC Community Fund</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/10914ca2-b297-4877-9806-a242cfb46013/Meredith_750x1000.jpg</image:loc>
      <image:title>HDC Community Fund</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/about/clients</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-29</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/about/careers</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-11-11</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/services/policy-and-industry-support</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1539814031445-SSIR5X5ZTX4VGN2BZYMK/HDC-Policy+Industry+Support.png</image:loc>
      <image:title>Policy &amp; Industry Support</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1625060424826-SMXO0DJVPL1YH2G4DCKV/Traci_web-750x1000.jpg</image:loc>
      <image:title>Policy &amp; Industry Support</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/developments</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-02-28</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/about/our-vision-values-and-goals</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1627245302637-IK0R3UD3X7O7EZJGUCSU/Woodburn+006-med.jpg</image:loc>
      <image:title>Our Vision, Values &amp; Goals</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/meredith-bowie</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-06-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1547874920727-RDNI3005GKEP5GK2PCTW/Meredith+Bowie.jpg</image:loc>
      <image:title>Meredith Bowie</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/lynn-lindgren</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/2ab2f825-c9b3-4913-950a-e8c7476d1af1/Lynn+001+750x1000+Sized+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Lynn Lindgren</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/anita-punja</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-07-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1634164114506-QIDV5WPMKZHNMKJ9XPX5/Anita+750x1000+by+Erica+J+Mitchell+Photographer+001.jpg</image:loc>
      <image:title>Anita Punja</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/camela-raymond</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1634164504542-5IVJBRULPTGGNZLRH2I5/Camela+750x1000+by+Erica+J+Mitchell+Photographer+001.jpg</image:loc>
      <image:title>Camela Raymond</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/lara-spangler</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/36b2a1bb-1f18-4508-9596-9f2b3edabf7d/Lara+750+x+1000.jpg</image:loc>
      <image:title>Lara Spangler</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/gigi-szabo</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/74f262b8-76ff-420a-b4a2-fe5d971bd770/Gigi+750+x+1000.jpg</image:loc>
      <image:title>Gigi Szabo</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/kimberly-taylor</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-04-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/7686192e-337c-436e-b956-4c97af65f828/Kimberly+750+x+1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Kimberly Taylor</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/shauna-childress</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1551916597042-U25WNWJXCS0LUFYZS103/Shauna+Childress.png</image:loc>
      <image:title>Shauna Childress</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/debbie-page</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1547874005602-GEOJH49HGL6XDF0MJFIH/Debbie+Page.jpg</image:loc>
      <image:title>Debbie Page</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/julie-proksch</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1547874436116-0RVZLCOUL5NRYAF8OJC7/Julie+Proksch.jpg</image:loc>
      <image:title>Julie Proksch</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/our-board</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d31b9694-faaf-4121-bab2-f8018ce2ef29/Bruce+Whiting+reduced+BW.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/73917e86-9e0e-41a3-8857-19ff313a4ef7/Bryant+Abaricia+reduced+BW.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/5748bfe8-e97c-4b64-838f-02362624ba9a/Mary+Rain+O%27Meara+BW.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d771e8fd-33ea-4050-a1b3-837c9cef8e9b/mercedesheadshot.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/afc4def9-ad96-4a87-a757-6169f954542d/Ramsay+Weit+reduced+BW.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/8210fe55-c36e-443a-a44f-03fdab46d0eb/Sam+Diaz.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/515c0380-289d-4769-b391-95e088575813/Samuel+Grosz+BW.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/fd2f0945-6fb4-4274-af6d-5fe18694a03e/Sarah+Zahn+reduced+BW.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/e149b99c-65d0-46d1-91e7-1accf2d3335f/Terri+Silvis+BW.jpg</image:loc>
      <image:title>Our Board - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/about/our-mission</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-06-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1553011767473-IQ239EDD8BQK065X202D/Station_162_3Women_PS_Foot_Gradient3_Crop3.jpg</image:loc>
      <image:title>Our Mission &amp; History</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/equity-statement</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-23</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/traci-manning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1625059822244-GAGHBGK6UHJM618KY23K/Traci_web-750x1000.jpg</image:loc>
      <image:title>Traci Manning</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/chelsea-lancaster</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ac3d805f-45ea-4582-8bd4-67ee59a2ba75/Chelsea_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Chelsea Lancaster</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/liz-winchester</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d9203058-c94d-4117-a814-b32e361ff9ca/Liz_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Liz Winchester</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/about/our-people</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/81c48397-de35-4364-81e6-139ef56dc2b6/Aminata+750+x+1000.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/c2fecee8-c288-430b-8042-c20c3e1b4029/Anita+750x1000+by+Erica+J+Mitchell+Photographer+001.jpg</image:loc>
      <image:title>Our People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/05a7bae7-598e-4944-ad8a-b07b9277a9d0/Ben_750x1000_+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/6c188029-5fca-4a3d-8ecf-1e1a618608cd/Blair_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/e258ee27-a291-4454-8271-cd226579724d/Camela+750x1000+by+Erica+J+Mitchell+Photographer+001.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ac3d805f-45ea-4582-8bd4-67ee59a2ba75/Chelsea_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1547874005602-GEOJH49HGL6XDF0MJFIH/Debbie+Page.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/74f262b8-76ff-420a-b4a2-fe5d971bd770/Gigi+750+x+1000.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1547873003000-6BGEB7Z80WDSSPV49IS2/Julie+Proksch.jpg</image:loc>
      <image:title>Our People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ee798f72-30c5-4ee8-81a1-b7641ba59d76/Holly+750x1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/7686192e-337c-436e-b956-4c97af65f828/Kimberly+750+x+1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/36b2a1bb-1f18-4508-9596-9f2b3edabf7d/Lara+750+x+1000.jpg</image:loc>
      <image:title>Our People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d9203058-c94d-4117-a814-b32e361ff9ca/Liz_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/2ab2f825-c9b3-4913-950a-e8c7476d1af1/Lynn+001+750x1000+Sized+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/704c0691-5c0a-4d7d-81f7-3d06124e57ed/Maryam+Website+Sized+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/10914ca2-b297-4877-9806-a242cfb46013/Meredith_750x1000.jpg</image:loc>
      <image:title>Our People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/1be439eb-cdda-494d-8644-2c1ae800595d/Natalie+750x1000+by+Jodhi+Mather-Pike+with+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/0966e375-0672-4965-b267-39821e5eea32/Shauna-750x1000.jpg</image:loc>
      <image:title>Our People</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/eb9f96c2-25a0-4666-9f8a-ff1693b5990f/Traci_web-750x1000.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/bb798a8a-76ef-475a-a5f1-22d7ab9776ea/Travis+750+x+1000.jpg</image:loc>
      <image:title>Our People - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/blair-schaefferbisht</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-05-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/6c188029-5fca-4a3d-8ecf-1e1a618608cd/Blair_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Blair Schaeffer-Bisht</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/ben-loftis</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/05a7bae7-598e-4944-ad8a-b07b9277a9d0/Ben_750x1000_+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Ben Loftis</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/phb-risk-mitigation-pool</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/704c0691-5c0a-4d7d-81f7-3d06124e57ed/Maryam+Website+Sized+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>PHB Risk Mitigation Pool - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d9203058-c94d-4117-a814-b32e361ff9ca/Liz_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>PHB Risk Mitigation Pool - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/pamwg</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-07-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d9203058-c94d-4117-a814-b32e361ff9ca/Liz_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>PAMWG</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/7686192e-337c-436e-b956-4c97af65f828/Kimberly+750+x+1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>PAMWG - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/travis-phillips</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/bb798a8a-76ef-475a-a5f1-22d7ab9776ea/Travis+750+x+1000.jpg</image:loc>
      <image:title>Travis Phillips</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/aminata-diagne</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-03-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/81c48397-de35-4364-81e6-139ef56dc2b6/Aminata+750+x+1000.jpg</image:loc>
      <image:title>Aminata Diagne</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/rlra-rmp</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/704c0691-5c0a-4d7d-81f7-3d06124e57ed/Maryam+Website+Sized+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>RLRA Risk Mitigation Program - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/d9203058-c94d-4117-a814-b32e361ff9ca/Liz_750x1000_by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>RLRA Risk Mitigation Program - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/buildthebench</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ed2bbb76-e1ef-400c-9447-a9750f339692/Female+construction+development+worker.jpg</image:loc>
      <image:title>Build the Bench 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/ams-wa</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/69f8779b-3d38-4f9a-831e-d88d77ee7baa/CHAM+logo.png</image:loc>
      <image:title>AMS+ West Coast Cohort - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/049c7bdf-afef-4640-b308-65cbe2acb75d/NeighborWorks+America+logo.png</image:loc>
      <image:title>AMS+ West Coast Cohort - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/7686192e-337c-436e-b956-4c97af65f828/Kimberly+750+x+1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>AMS+ West Coast Cohort - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/loan-inquiry</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-11-07</lastmod>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/ams-west-coast</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/69f8779b-3d38-4f9a-831e-d88d77ee7baa/CHAM+logo.png</image:loc>
      <image:title>AMS+ West Coast Cohort - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/049c7bdf-afef-4640-b308-65cbe2acb75d/NeighborWorks+America+logo.png</image:loc>
      <image:title>AMS+ West Coast Cohort - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/7686192e-337c-436e-b956-4c97af65f828/Kimberly+750+x+1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>AMS+ West Coast Cohort - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/natalie-thornton</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/92bd44c6-8524-48f4-8d51-8e51b476ddc6/Natalie+750x1000+by+Jodhi+Mather-Pike+with+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Natalie Thornton</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/maryam-alshaiji-hill</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/704c0691-5c0a-4d7d-81f7-3d06124e57ed/Maryam+Website+Sized+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Maryam Alshaiji Hill</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/contact-am</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-07-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/44fa1523-ffa9-4a2c-b72f-fee146b151d9/PAMWG+Award+-+Housing+Oregon+2024.jpg</image:loc>
      <image:title>Contact Our Asset Management Team</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/holly-benelli</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/ee798f72-30c5-4ee8-81a1-b7641ba59d76/Holly+750x1000+by+Erica+J+Mitchell+Photographer.jpg</image:loc>
      <image:title>Holly Benelli</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/stabilization</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ad6ac86f2e6b19df0e0d886/5b1c2442-34ae-4453-8fc6-0afe1fe80079/OpEx+Growth+Marion+County+-+2020-2024.png</image:loc>
      <image:title>Property Stabilization Article and Links - Make it stand out</image:title>
      <image:caption>Operating expenses for an average 50-unit apartment building in Marion County reached $375,650 in 2024—up 37% since 2020, or nearly triple the expected percentage increase, assuming 3.0% annual growth. Source: CohnReznick</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.hdc-nw.org/ramps</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-11</lastmod>
  </url>
</urlset>

